Sleep is one of the most essential components to our health and yet it’s something so many people struggle to get enough of. Whether it’s an inability to fall asleep, difficulty staying asleep or a sacrifice of sleep for work so many of us ride the struggle bus when it comes to packing in our zzz’s and could use all the help we can get locking in those 7-9 hours.
One of the best things you can do to get more high-quality sleep in your life is create as relaxing an environment as possible in your bedroom. A key detail in this setup? Temperature. I’m sure you’ve had the experience of trying to fall asleep in a room or bed that was too hot to handle. Spoiler alert: it’s close to impossible and even if you manage to the chances of waking up at 3am drenched in sweat are quite high. No thanks.
Sure, you could fork over an arm and a leg in AC bills all summer long or run your bedside pedestal fan to death trying to stay cool. Or, you could use a cooling mattress topper. These mattress toppers are designed to help your body regulate temperature and keep things cool all night long. You may have heard of the ChiliPAD, the gold standard of cooling mattress toppers which circulates water all night long to pull excess heat from the body.
ChiliPAD Cooling Mattress Pad

These pads work quite well, but a queen size one will set you back at least $1,000. Thankfully there are other, more affordable options out there. We’ve rounded up the best cooling mattress toppers that’ll keep you cool without breaking the bank.
1. oaskys Cooling Mattress Topper
BEST OVERALL
This cooling mattress topper is affordable, comfortable and effective at regulating temperature throughout the night. It’s made of ultra soft materials sewn into a jacquard square quilted design that is supportive, soft and keeps the filling from running around. It’s made of 100% cotton, is machine washable and very easy to clean. It packs in comfort without adding heat and in fact, numerous reviewers noted the cooling power of this topper even when positioned on top of a memory foam mattress.
It’s filled with snow down alternative filling that has the feel of authentic goose feathers without the allergic reaction and loose feathers poking holes in the material. It’s filled with 49 oz of filling and built to durably, and easily, fit around your mattress. Plus, at less than $40 this cooling mattress topper has the value and price you’re looking for.

2. Slumber Cloud Nacreous Mattress Pad
RUNNER UP
This Nacreous Mattress Pad is one of the best cooling mattress pads available from the sleep experts over at Slumber Cloud. This cooling mattress topper quite literally goes lightyears beyond the competition with two layers of NASA-engineered cooling technology that also just happen to be quite comfortable. Outlast technology is built into spacesuits but has been optimized in this pad for your bedding. It automatically absorbs heat when it senses your body is too warm for comfort and releases heat back when it senses you are too cold. If it can work for astronauts in space, it can probably work for you on your mattress at home.
It also has the ability to regulate temperature of each sleeper independently, so if you share your bed with a partner you’ll each be comfortable under the same blanket. It has polyester fiberfill that enables adequate airflow for cooling down warm, thick mattresses and is machine washable for easy, at-home care.

3. LUCID 3 Inch Gel Memory Foam Plush Mattress Topper
GREAT FOR BACK PAIN
This gel memory foam cooling mattress topper from LUCID is three inches of back-supporting, plush comfort your body will appreciate every time you lay down to rest. The three inches gives you that extra thickness for a deep sink that’s super soft and temperature-regulating at the same time. It’s textured for more breathability and airflow, and it’s got targeted zones for pressure reduction throughout the body that also prevents tossing and turning. It’s designed to be soft, airy and responsive to your body’s movements throughout the night.

4. Tempur-Pedic TEMPUR-Adapt + Cooling Mattress Topper
BEST MEMORY FOAM
If you’re a lover of all things contouring, supportive, stiff memory foam this mattress topper is a great choice. If you can’t afford a memory foam mattress, this is the next best thing for mimicking that classic feel at a much cheaper price. It’s three inches thick and adapts continuously to your unique shape, temperature and weight. It’s got a knit cooling cover that’s removable and washable, and made of breathable high-performance, high-stretch fabric.

5. LEISURE TOWN Cooling Mattress Topper
BEST BUDGET
This mattress topper from LEISURE TOWN is one of the most affordable and simultaneously highly-rated ones we found. It has a near perfect rating on Amazon after more than 8,000 reviews and costs less than $40. It has built-in HNN cooling technology and is made of 100% 300TC cotton, a material known for providing comfort without excessive heat. It’s filled with alternative fill that’s hypoallergenic and offers water resistant protection for your mattress, and can fit a mattress up to 21 inches thick. It’s got optimal airflow to keep you cool and comfortable throughout the night, and is machine-washable so consistent upkeep is easy.

6. SLEEP ZONE Premium Mattress Cover
FITS MOST MATTRESSES
This mattress cover is super deep, 21 inches to be exact, so it’ll easily fit most mattresses. It’s made of NANOTEX fabric that’s breathable and dries 100% faster than cotton does. It’ll pull away moisture from the skin throughout the night to help your body regulate its own temperature, keeping you cool and dry. It’s made with 120gsm of thick microfiber and overfilled with 12oz 5-dimension spiral siliconized fiber as well. The fiberfill is super soft and resilient, for comfort and support that’s enduring. The mattress pad also has a 3-zone, sleep-friendly wavy design that disperses and relieves the body’s pressure.

7. subrtex Gel-Infused Memory Foam Mattress Topper
EASY TO CLEAN
We get it, accidents happen! And sometimes things just need freshening up, which is easy with this bamboo rayon mattress cover. It’s got a three inches of dense memory foam as well as a fully removable and washable bamboo cover that slips easily on and off via zippers. The cover comes with elastic straps that are adjustable for fitting mattresses up to 12″ in depth. This mattress topper has been certified by CertiPUR-US and OEKO-TEX for its durability and the quality of its materials. The memory foam also has a strategic hole design for proper ventilation, and the grid fabric design underneath is very breathable.

8. Nest Bedding Alexander Signature Cooling Topper
BEST AIRFLOW
This cooling mattress topper from Nest Bedding has Energex™ Foam built in that creates supreme airflow and a cooling experience that’s incredibly comfortable. It has straps attached on all sides to hold it down as it cools you off during sleep and comes in sizes ranging from twin all the way up to California king. If you have a hard, stiff mattress you wish to transform into something comfortable, cooling and supportive — this affordable mattress topper is a great way to go.

9. TEXARTIST Cooling Mattress Topper
BEST FOR COUPLES
This cooling mattress topper is overfilled with 4D spiral fiber that’s breathable and built to maintain its shape even after excessive use. It’s soft, plush and comfortable while also being cool to the touch. It’s made of 400 TC cotton that wicks away moisture and sweat, and offers silent cooling technology so you couples don’t need to worry about disturbing their partner during tossing and turning. It has a deep pocket design that can grip and hold onto any mattress 21″ or thinner, and is machine washable so you can wash it at home to give it a refresh. In tests this cooling mattress topper kept its shape even after 109 washes, so you know you’re getting your money’s worth. Increase the longevity of your mattress, and your relationship, with this cooling mattress topper.

10. Amazon Basics Cooling Mattress Topper
QUALITY PICK
This cooling memory foam topper from Amazon Basics checks all the boxes and has a straightforward design without a ton of bells and whistles. It’s two inches deep and infused with cooling gel designed to help with temperature regulation so you stay comfortable all night. The memory foam conforms to your shape so your weight is distributed evenly, and pressure points are alleviated.
Read more: Best Cooling Gel Pillow

11. COONP Extra Thick Cooling Pillowtop Mattress Cover
SOFTEST
This mattress topper is cooling and also built to be extra thick and plush for luxury comfort at an affordable price. It’s filled with 3D alternative down and made to distribute weight evenly, relieve pressure points and encourage deep, restful sleep. The 400TC top surface has great ventilation and helps to regulate body temperature as well as decrease moisture both for your comfort and the longevity of your mattress. It attaches to your mattress much like a fitted sheet and is machine washable. Many of the positive reviews noted this mattress topper soft and comfortable feel as well as its baffle box design that ensures long-lasting fluff and decreases filling gathering.
Read more: Best Cooling Bed Sheets

12. Plush Beds 100% Natural Latex Topper
BEST LATEX OPTION
If you’re looking for the affordable perks of a latex cooling mattress topper this one from Plush Beds is a great pick. It has a floating sensation very few other toppers have that’s great for relieving pressure from joints and has open-cell airflow technology that provides great heat distribution. It also has shock-absorbing abilities that decrease potential disturbance caused by partner body movement and is odor free, hypo-allergenic, dust and mite resistant and anti-microbial. The latex used to make this mattress topper is sustainably harvested and contains no fillers or toxic additives.
Read more: Best Cooling Blankets to Conquer Night Sweats

13. Safe and Sound Waterproof Mattress Pad
BEST WATERPROOF OPTION
This mattress pad from Safe and Sound combines cooling with waterproof protection while still being affordable and accessible. It’s filled with 3D air fibers that are soft, comfortable and allow air to circulate and carry moisture away. It also has a stain release mattress protector that keeps dirt, spills and other potential stains from settling deep and allows them to be sopped up quickly. The mattress cover is also 100% waterproof and has a TPU waterproof liner that still allows the pad to breathe while keeping sweat, water spills and other moisture from seeping into your mattress. This topper can fit mattresses with a depth up to 18″ and can be machine washed on the gentle cycle.

14. Birch by Helix Plush Organic Mattress Topper
BEST SPLURGE
This organic mattress topper from Birch is 3″ of materials sourced directly from nature including Birch wool, organic cotton and high-quality latex — the mattress material trifecta, if you will. This topper also has Plush Cool Comfort Technology with high breathability and maximum airflow for comfort. It contours to the shape of your body and is GreenGuard Gold and GOTS-certified. You don’t need to sacrifice your health or environmental impact to keep yourself cool. This mattress topper comes in sizes ranging from twin to California king and is handmade here in the USA.

15. DreamFoam 2″ Gel Swirl Memory Foam Mattress Topper
BEST VALUE
This 2″ gel cooling mattress topper has both the comfort of memory foam and cooling gel swirl technology that brings heat away from the body. The memory foam is slow response in order to decrease motion transfer between partners and has excellent pressure point relief and muscle contouring for ultimate rest and relaxation. It’s available in 2″ and 3″ designs for a wide range of sizes including short queen and twin XL. It takes mattress topper technology to the next level while costing less than $60 in the process, a great value add for your restful night’s sleep.
